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About Us

Sunstate Bank


Miami coastline scene

"State of the Art" banking

Sunstate Bank was founded in 1999 as Sofisa Bank of Florida. In 2007, the Bank adopted the new name Sunstate Bank to reinforce our commitment to the communities we serve, and with a unique experience: namely "State of the Art" banking.

Sunstate Bank is a full-service, state-chartered commercial bank, headquartered in Miami-Dade County, FL. The Bank operates three branches located in Palmetto Bay (Headquarters), Coral Gables and West Miami.

Sunstate Bank offers consumers, businesses, and international customers an array of deposit products, including various checking and savings accounts, certificates of deposit (CDs), Interest on Trust Accounts (IOTAs), and Individual Retirement Accounts (IRAs). The Bank offers business and consumer loan products to both domestic and foreign borrowers. Loan products offered to businesses include commercial mortgages, term and working capital loans, commercial lines of credit (LOC) and letters of credit. Consumer loan offerings include residential mortgages, home equity loans, and consumer installment loans.

Solid Foundation

Prudence has been the cornerstone of Sunstate Bank’s approach to managing our business. The Bank was built on a solid foundation and conservative principles. The Bank's business is conducted in a safe and sound manner, and supported by a high level of capitalization.

Our Mission

Create sustainable value for our stakeholders (including our customers, employees, communities, and shareholders), by effectively and efficiently delivering ‘State of the Art’ products and personalized service to our customers in an ethical and sound manner.

Our Community

By actively participating in the community, we are able to identify and help meet the financial needs of the communities where we do business. We help grow and strengthen our communities by putting human and financial capital to work helping people achieve their financial goals.


Sunstate Bank believes in building direct, sincere and long-lasting relationships with our customers. This commitment has proven to be our standard of excellence. Sunstate Bank’s way of doing business stems from a conscientious policy that harmonizes and prioritizes the commitment of its management and staff to offer personalized and differentiated service to our customers.

Sunstate Bank is Bauer Financial 5 Star Rated